Q: What is Dynamic Earn?
A: Dynamic Earn is a floating-interest earn product powered by Ignight Capital. Users subscribe using USDT and receive yield through a Yield-Bearing Token (YBT), IGNUSDT.
Interest accrues daily (max T+1), and rewards are claimed automatically when you redeem.
Q: What is a Yield Bearing Token (YBT)?
A: When you subscribe to Dynamic Earn, you receive a YBT called IGNUSDT.
Minted: When you subscribe
Burned: When you redeem
Price formula: YBT Price = NAV ÷ YBT Supply
NAV updates: Daily at 06:00 UTC
Rewards: Accumulate as unclaimed earnings and are automatically included when you redeem
Q: What tokens can I use to subscribe?
A: You can subscribe using USDT or supported cross-margin collateral to subscribe this Earn product.
Q: What are the minimum and maximum amounts?
A:
- Minimum subscription: 10 USDT
- Minimum redemption: 10 USDT
- Maximum subscription: 10,000,000 USDT
- Personal quota: None
Always check the product page for the latest limits.
Q: When do I start earning interest?
A: You begin earning interest no later than T+1, where:
- T = the day you subscribe
- T+1 = the next business day
In short, interest starts accruing by the next business day at the latest.
Q: When are rewards paid out?
A: Rewards are paid upon redemption.
Your unclaimed earnings accumulate while your subscription is active and are automatically included when you redeem.
Q: What is the difference between Standard and Instant Redemption?
A:
| Standard Redemption | Instant Redemption | |
| Processing Time | 1 - 2 business days | Immediately |
| Capacity Limit | No limit | Yes. If Flipster’s remaining capacity for instant redemption < min. redemption amount, instant redemption option is disabled |
| Fees | 0% | 0.25% |
| Reward Payout | Principal + rewards credited once processed | Principal + rewards credited once processed |
Q: Why is my standard/instant redemption taking longer than expected?
A: Delays may occur if:
- There is network congestion
- Blockchain confirmation is slower than usual
- System maintenance or provider-side delays
What you can do:
Check the system status updates in-app or contact support for further assistance.
Q: Why is the YBT price different from my subscription price?
A: The price of IGNUSDT changes based on NAV and supply. Factors affecting the price include:
- Daily interest accrual
- Market conditions of the underlying strategy
- Adjustments in NAV (excluding fees)
This is normal for floating interest products backed by NAV.
Q: Can I use my YBT as collateral?
A: Yes. IGNUSDT can be used as collateral for Cross Margin.
You continue earning interest while using it to support other trading positions
Collateral value is calculated as: IGNUSDT × Current NAV × Collateral Factor
Redeeming YBT reduces collateral and may increase liquidation risk
Q: What fees should I expect?
A:
Subscription: No fee
Standard Redemption: No fee
Network fees: May apply (blockchain-dependent)
All applicable fees are displayed before confirmation.
Q: Why do I see “Processing” after subscribing?
A: Both subscription and redemption require processing time, as the protocol mints or burns YBT and updates NAV.
Your earning status will display once the process is completed.
Q: Can I use the ‘Processing’ amount as margin?
A: Yes. During subscription and redemption processing, the processing amount can be used as margin.
Q: What should I do if my subscription/redemption fails?
A: You may encounter a failed transaction due to:
- Network congestion
- Insufficient wallet balance
- System or provider errors
Troubleshooting steps:
- Check if your USDT balance is sufficient.
- Ensure the network is not experiencing downtime.
- Retry after a few minutes.
- Contact support if the issue persists.
Q: Can I cancel a subscription or redemption request?
A: No. Once submitted, transactions cannot be reversed because they interact with DeFi protocols that process in real time.
Q: How do I track my earnings?
A: You can track:
IGNUSDT balance
Current YBT price
Estimated unclaimed earnings
Total subscription amount
All displayed directly in the Dynamic Earn interface.
Q: How does NAV affect my earnings?
A:
NAV increases as the strategy generates yield
The value of each IGNUSDT token grows over time
Your total earnings are reflected in the current NAV × IGNUSDT held
NAV may fluctuate depending on market conditions, so total redemption value can vary
Q: Are there risks I should know about?
A: Yes. Key risks include:
Smart Contract Risk: Bugs or exploits in the underlying protocol
NAV Risk: NAV may increase slower than expected or decline
Liquidity Risk: Standard & Instant Redemption may be delayed if on-chain liquidity is limited
Market Risk: APR and strategy performance may fluctuate
Always review these risks before subscribing.
Q: Can I redeem part of my subscription?
A: Yes. You may redeem any amount ≥ 10 USDT, subject to the minimum redemption requirement.
Standard & Instant Redemption applies to all partial and full redemptions