Overview
Premium Earn allows users to earn APR rewards by locking their USDT balance.
The Base APR for Premium Earn is a floating rate, which may be updated weekly and is subject to change. The APR applies to a maximum locked amount of 200,000 USDT.
During the lock period, the locked Premium USDT cannot be transferred or withdrawn. However, it will remain eligible for use as margin in perpetual futures trading.
How Does Premium Earn Work?
Guide to Premium Earn
Users can locate Premium Earn by navigating to the [Earn] Tab and clicking on [Flipster Earn].
Navigate to [Premium Earn] and click on [Manage].
First-time users will have to click on "Add USDT now" and agree to the Terms and Conditions.
Allocating USDT into Premium Earn
When you allocate USDT into Premium Earn, you receive a base APR (floating rate) on up to 200,000 USDT in your wallet balance.
Allocated USDT in Premium Earn can only be held in your own Account on the Platform Wallet and cannot be withdrawn or transferred.
Allocated USDT in Premium Earn can be used as margin for trading perpetual swaps.
Reducing or removing the allocation of USDT from Premium Earn
Reducing/Removing allocated USDT from Premium Earn will initiate a 24-hour lock-up period.
During the 24-hour lock-up period, USDT under the lock-up period will not be factored into the calculation of the daily USDT wallet balance.
At the end of the Lockup Period, USDT allocated to Premium Earn will automatically be released from the Premium Earn program and reflected in your Platform Wallet as USDT.
Using Premium USDT as Collateral Under Cross Margin
When trading under Cross Margin mode, your Premium USDT can also be used as collateral.
Under Cross Margin, your available balance is shared across supported assets, and margin usage follows a predefined priority sequence:
Collateral usage order:
BTC → ETH → USDT → USDC → USDe → Premium USDT → Trading bonus.
This means that your USDT assets will be utilized first as margin collateral, followed by the other supported assets in the order listed above. Any remaining PUSDT balance will continue earning rewards under Premium Earn while also being eligible for margin usage.
NOTE: Trading Bonus can only be used as margin in One-Way Mode on USDT-perpetual pairs and not in Multi-Position Mode when using Premium USDT as collateral under Cross Margin.
How Flipster Generates Premium Earn Rewards
Premium Earn USDT rewards may be generated through Flipster’s yield and risk management strategies, which may include allocating funds to various yield sources selected by Flipster.
Reward rates are variable, and redemption timing may be affected in certain circumstances due to market conditions, liquidity availability, regulatory requirements, or operational controls.